Why You Have to Learn How to Layer Your Necklaces This Summer

Summer is officially here, and you know what that means—iced lattes, salty hair, and major necklace layering moments. If you’re still tossing on the same single chain every day, it’s time to level up your neck game. Because learning how to layer your necklaces isn’t just a trend… it’s an art—and this summer, it’s basically a personality trait.

Let’s talk all things sparkle, stack, and sweat-proof jewelry—plus the best waterproof jewelry for beach weddings, pool parties, workdays, and that dreamy European vacay you’re manifesting.

Because Summer Sweat Is Real… and So Is Tarnish

Repeat after us: not all jewelry is summer-safe. You want pieces that don’t tarnish, don’t turn your skin green, and can survive the pool, beach, or 97° heatwave. That’s where waterproof jewelry and tarnish free jewelry come in hot (literally).

So, is stainless steel waterproof? YES—especially gold plated stainless steel, which is commonly coated using PVD gold.

Let’s break that down:

What is PVD gold?

PVD (Physical Vapor Deposition) gold is a high-tech process that bonds gold to stainless steel using vapor—making it way more durable and resistant to water, sweat, and scratches compared to traditional plating. Translation? It’s your go-to for waterproof anti tarnish jewelry that stays golden.

Layering = Low Effort, High Style

Here’s why layered necklaces are the MVP of summer styling: you can throw them on over your bikini, then wear the same stack to dinner with a linen button-up. No outfit changes necessary. A choker + mid-length chain + pendant combo instantly looks styled—but takes zero brainpower.

The best part? You can mix metals, textures, and charms while still keeping it practical with jewelry that is hypoallergenic and jewelry that is safe for sensitive skin. That means no breakouts, no irritation, just glow.

Yes, You Can Wear Them in the Ocean (Seriously)

Salt water is famously harsh on traditional jewelry… but not on ocean proof jewelry. If you’re rocking gold plated stainless steel or PVD gold necklaces, you’re safe to dive in. Add in waterproof earrings and waterproof rings and you’ve basically built a summer-proof jewelry capsule.

Still wondering does gold stainless steel tarnish? The answer: not if it’s coated with PVD gold. That’s the secret sauce. Unlike regular gold-plated pieces, this combo holds up like a champ—even through SPF, salt, and sangria spills.

Work to Weekend: One Stack Fits All

Need a look that goes from Monday Zoom meetings to Saturday brunch? Work friendly jewelry is having a moment—and layered necklaces are the easiest way to look polished without feeling overdone. Just make sure your stack is made of everyday jewelry that won’t fade or flake off by Thursday.

Pro tip: Keep it fresh by adding a dainty birthstone charm or zodiac pendant to your mix. Personal = stylish, always.

But Wait... Is Gold Filled Jewelry Waterproof?

This one’s tricky.Is gold filled jewelry waterproof? Technically, it’s more durable than regular gold-plated jewelry, because it has a thicker gold layer. But over time, water (especially salt or chlorinated water) can still wear it down. If you’re looking for beach safe jewelry, we recommend going for PVD gold on stainless steel instead—it lasts longer and requires less babysitting.

Here’s How to Build the Perfect Summer Stack:

1. Start with a short, dainty choker (bonus points if it's sweat-proof jewelry).

2. Add a mid-length chain with texture—think rope or box chain in tarnish free jewelry.

3. Finish with a bold pendant or charm necklace for that statement sparkle.

4. Mix in waterproof earrings and a few waterproof rings to complete the look.

TL;DR: Layering Is Not Optional

This summer, the only thing hotter than the pavement is your layered necklace look. But not just any necklaces—go for jewelry that doesn't make your skin turn green, jewelry that doesn't tarnish, and waterproof jewelry you can live in 24/7. From gold plated stainless steel to PVD gold, the future is stacked, chic, and sweat-proof.

So go ahead—layer like a pro, dive into the ocean, and sparkle through summer like the glowy, golden legend you are.

Want more summer-proof sparkle? Check out our collection of new jewelry trends and new jewelry styles made for sun, sweat, and serious compliments.